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Buying Process

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Found your Match? Time to Make an Offer

I will guide you through the negotiation process, the goal is getting the best possible contract. When you find the home you wish to purchase time to a written offer. You not only specify the price you are willing to pay, but also the details of the purchase including:

  • How you intend to finance the home
  • Amount of the down payment
  • Who is paying the closing costs?
  • What inspections will be performed?
  • What personal property is included in the purchase?
  • Terms of cancellation
  • Repairs you wish to have done
  • Date you will take ownership and possession of the property
  • How disputes will be settled
  • Contingencies – potential situations that allow you to cancel the contract without penalty

Once the offer has been submitted, you must wait for the seller to respond. The seller can accept, counter, or reject your offer. This begins the process of negotiation that will continue until both parties agree or decide to go their separate ways.

Under Contract

Inspection, appraisal, home walk-through and closing. We are here every step of the way meeting with inspectors and appraisers and coordinating with seller’s agent. In a typical inspection a professional licensed home inspector will inspect the property. In some cases, inspections will be done by licensed contractors. Items that can be included in an inspection include (but are not limited to):

  • Furnace
  • Roof
  • Plumbing
  • Sprinkler System
  • Septic Tank
  • Electrical
  • Radon
  • Pests

Before the mortgage company will provide a loan, they require insurance on the title of the property. Homeowner’s insurance is also required.

The contract will set forth all the contingencies and dates that must be met to stay ‘in contract’. The Group has a trained staff in our Escrow Department that assists me to stay on top of the details of the contract. This service is just another safeguard to make sure your contract closes on time.

Closing

Before the closing occurs, we will take a walkthrough of the home to be certain that the home is in a state that is amenable to closing. At this time, you will make sure that items such as kitchen appliances, light fixtures, and other items you are expecting to be left in the home as set forth in the contract are there. If anything comes up during this walkthrough it is my duty to mitigate the situation with Seller’s agent and rectify the issues that remain in the home.

Closing day can be overwhelming, many papers and documents that require your signature, remembering to bring identification, the small details that I can assist with while explaining the closing procedure and being your advocate through the process.

Enjoy your New Home!

As your friendly neighborhood real estate agent, I will continue to support you and of course be here for any questions or concerns you may have. Congratulations!